Terms of Service

‍Effective Date: January 1, 2026

‍These Terms of Service (“Terms”) govern your access to and use of the website located at www.themoderategenius.com (the “Website”), operated by The Moderate Genius (SFWP INC) (“Company,” “we,” “us,” or “our”).

By accessing or using the Website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use this Website.

1. Eligibility

You must be at least 18 years old, or the age of majority in your jurisdiction, to use this Website. By using the Website, you represent and warrant that you meet this requirement.

2. Use of the Website

- You agree to use the Website only for lawful purposes and in accordance with these Terms. You agree not to:
- Violate any applicable laws or regulations
- Attempt to gain unauthorized access to any portion of the Website
- Interfere with the proper functioning of the Website
- Use automated systems (bots, scrapers, crawlers) without prior written consent
- Upload malicious code, viruses, or harmful data

We reserve the right to suspend or block access for violations of these Terms.

3. Intellectual Property
‍
All content on this Website, including but not limited to:
- Text
- Graphics
- Logos
- Branding
- Software
- Visual design
- Downloads
- Educational materials
is the exclusive property of The Moderate Genius (SFWP INC) or its licensors and is protected by intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Website for informational and personal or internal business purposes only.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content without prior written consent.

4. Products and Services
‍
The Website may describe or provide access to products, software platforms, tools, subscriptions, or services offered by The Moderate Genius (SFWP INC) or its affiliates.

Use of any specific product or platform may be governed by separate Terms of Use. In the event of a conflict, the product-specific terms control.

We reserve the right to modify, discontinue, or update any offering at any time without notice.

5. User Submissions

If you submit feedback, comments, suggestions, or other materials through the Website, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and incorporate such materials into our services without compensation to you.

You represent that you have the right to submit such materials and that they do not infringe any third-party rights.

6. Third-Party Links

The Website may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of third-party sites.

Accessing third-party websites is at your own risk.

7. Disclaimers

The Website and all content are provided on an “as is” and “as available” basis.

We make no warranties, express or implied, including but not limited to:
- Accuracy or completeness of information
- Fitness for a particular purpose
- Non-infringement
- Uninterrupted or error-free operation

Information on the Website is for general informational purposes only and should not be construed as professional, financial, legal, or business advice.

8. Limitation of Liability

To the fullest extent permitted by law, The Moderate Genius (SFWP INC) shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Website.

This includes, but is not limited to:
- Loss of profits
- Loss of data
- Business interruption
- Reputational harm

Our total liability for any claim related to the Website shall not exceed one hundred U.S. dollars (USD $100).

9. Indemnification

You agree to defend, indemnify, and hold harmless The Moderate Genius (SFWP INC) its affiliates, officers, directors, employees, and contractors from any claims, damages, liabilities, and expenses arising from:

Your use of the Website
Your violation of these Terms
Your infringement of any third-party rights

10. Privacy

Your use of the Website is subject to our Privacy Policy, which describes how we collect, use, and protect personal information.

11. Modifications to These Terms

We may revise these Terms at any time. Updated Terms will be posted on this page with a revised effective date.

Continued use of the Website after changes become effective constitutes acceptance of the updated Terms.

12. Termination

We may suspend or terminate access to the Website at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to us or other users.

13. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

Any disputes arising from these Terms or the Website shall be resolved exclusively in the courts located in California.

14. Contact Information

For questions regarding these Terms, please contact: support@themoderategenius.com